India’s financial ecosystem depends on efficient legal systems to address defaults and enforce repayment obligations. With the growth of credit markets, disputes related to loan recovery, non-performing assets (NPAs), and enforcement of security interests have become increasingly prominent. Legal mechanisms such as Debt Recovery Tribunals (DRTs)

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India’s financial infrastructure is built on the strength of its lending and recovery systems. As the volume of loans increases across sectors, disputes related to defaults, enforcement of securities, and recovery proceedings have become more frequent. Legal mechanisms such as Debt Recovery Tribunals (DRTs) and the SARFAESI Act, 2002 are central

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